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The role of fintech and digital transformation in achieving sustainable development goals: Empirical evidence from Papua New Guinea as an emerging pacific economy.

The role of fintech and digital transformation in achieving sustainable development goals: Empirical evidence from Papua New Guinea as an emerging pacific economy.

Harika Palakurthi, Levai John | June 2026

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Abstract

Financial Technology (FinTech) and digital transformation are gradually more recognized as fundamental drivers of economic development, financial inclusion, and sustainable growth in developing economies. In Papua New Guinea (PNG), an emerging Pacific economy, digital technologies and financial innovations have the potential to address persistent development challenges, including limited access to financial services, geographic barriers, and socioeconomic inequalities. This study examines the role of FinTech and digital transformation in advancing the Sustainable Development Goals (SDGs) within the PNG context. Using an empirical approach, the study examines the relationships among digital financial services, technology adoption, financial inclusion, and sustainable development outcomes. Data will be collected from relevant stakeholders, including consumers, businesses, and financial service providers, through surveys and/or secondary sources. The study aims to assess how digital transformation influences inclusive economic participation, improved access to financial services, business development, and wider development goals. Findings are expected to provide insights for policymakers, financial institutions, and development stakeholders regarding opportunities, challenges, and policy directions for leveraging FinTech and digital innovation to support sustainable development in Papua New Guinea and similar emerging Pacific economies.

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